Within Property Transfers Hidden Damage Claims Face 40 Percent Payout Reduction
https://storage.googleapis.com/colorado-springs-co-water-damage-restoration-express/water-damage-restoration-colorado-springs-co/sewage-backup-cleanup-from-colorado-springs-co-water-damage-restoration-express.html
Insurance companies calculate payouts based on the condition of your home at the time of loss, documented repair estimates, and the coverage limits in your policy