Inherited a Rolex and wondering if you should sell or take a collateral loan?...

https://edwinoicf529.iamarrows.com/diamond-banc-rolex-evaluation-what-do-they-check-and-what-s-free

Inherited a Rolex and wondering if you should sell or take a collateral loan? Understanding the difference between insurance value and resale value is key. Insurance value often covers replacement cost, while resale value reflects the current market price