If you have gap insurance and your car is totaled

https://pr.dailyastorian.com/article/The-Weinstein-Firm-Issues-Summer-Motorcycle-Safety-Advisory-Following-Fatal-Atlanta-Crashes/6a4e7166e65cc90002350f2d

If you have gap insurance and your car is totaled, contact the gap provider to cover the loan balance that exceeds the actual cash value.